Auto Secured Loans
This site is dedicated to finding low interest rates for UK Homeowners requiring a Secured Loan to purchase a vehicle or auto.
We are usually able to offer Loans to UK Home Owners with a range of different circumstances:
- Self Employed
With or without 3 Years accounts we try to arrange you a loans even if you don't have or cannot prove a monthly fixed income. - Poor Credit Record
We try our best to get you a great deal whether you have CCJ's, Arrears, been Bankrupt or have IVA's.
As long as you are a UK resident and you own your home then we will try our best to get you a competitive Quote at a good interest rate using the equity in your home.
With LowerUKHomeLoans.com you can use our loan for to do any of the following and more:
- Debt Consolidation
- New Car, Caravan, Motorbike, Boat or Dream Holiday
- Holiday Loans
- Funerals
- Cosmetic Surgery
Need a loan but have Credit Problems
This term is used to describe a homeowner who has problems or previous difficulties repaying borrowed finance. You may have CCJ's, Mortgage Arrears,
Bankruptcy and other credit debt repayment problems. Abusing credit or failing to meet credit repayments leads to gaining a poor credit record. Other terms used to describe this are Adverse Credit, Bad Credit, Poor Credit History and Non Status.
Having any of these does not stop you applying for a secured loan
from LowerUKHomeLoans.com and discovering what rate we can get for you.
There are several factors that are classed as credit problems:
- Arrears - Arrears is used to describe missed, late or under paid mortgage repayments. If you stay in arrears you are likely to end up with a CCJ.
- CCJ or County Court Judgment - If you have not managed to keep up payments on any debt you have then you will be taken to Crown Court. If the debt isn't satisfied then a decision or judgment is made in the County Court. Normally for the non-payment of that debt it will be registered on your credit file as a CCJ.
- Bankruptcy - (Discharged From Bankruptcy) - After a period of time a Bankrupt Individual can be discharged from bankruptcy. This then releases them from their financial obligations.
- Defaults - If you have defaulted on a loan or mortgage it means that you are more than 30 days behind the date your repayment was due. This will be marked on your credit record and would lead to a CCJ if no payment was received or received very late.
