Automobile Secured Loans
This site is dedicated to finding low interest rates for UK Homeowners requiring a Secured Loan to purchase a vehicle or automobile.
We are usually able to offer Loans to UK Home Owners with a range of different circumstances:
- Self Employed
With or without 3 Years accounts we try to arrange you a loans even if you don't have or cannot prove a monthly fixed income. - Poor Credit Record
We try our best to get you a great deal whether you have CCJ's, Arrears, been Bankrupt or have IVA's.
As long as you are a UK resident and you own your home then we will try our best to get you a competitive Quote at a good interest rate using the equity in your home.
Need a automobile loan but have Credit Problems
This term is used to describe a homeowner who has problems or previous difficulties repaying borrowed finance. You may have CCJ's, Mortgage Arrears,
Bankruptcy and other credit debt repayment problems. Abusing credit or failing to meet credit repayments leads to gaining a poor credit record. Other terms used to describe this are Adverse Credit, Bad Credit, Poor Credit History and Non Status.
Having any of these does not stop you applying for a secured loan
from LowerUKHomeLoans.com and discovering what rate we can get for you.
There are several factors that are classed as credit problems:
- Arrears - Having arrears can affect your ability to qualify for a loan - specialists providers like LowerUk HomeLoan can help.
- CCJ or County Court Judgment - If you have not managed to keep up payments on any debt you have then you could be taken to Crown Court. Normally with non-payment of a debt it will be registered on your credit file as a CCJ and you may struggle to get a loan unless your other circumstances are very clean. We can help you get the best deal using our vast resrouces.
- Bankruptcy - (Discharged From Bankruptcy) - Even if you have been declared bankrupt in the past we can normally get you a loan.
- Defaults - Defaulting on a loan or mortgage means you are over 30 days behind on repayments. This will almost certainly be marked on your credit record and could lead to difficulties in getting a loan - we can advise you on the best course of action
